Choosing a real estate broker is no easy task. As a buyer, you want to be sure that you choose someone who is right for you and your family and someone who will do their best to help you get the home of your dreams. Agitate: Dec has been in the business for more than 20 years and as your personal guide and trustworthy agent, I strive to give you the best of the best. Solution: My goal is to simplify the process as much as possible. That’s why I created this step-by-step guide to buying a house. It covers from beginning to end the buying process so that you’ll have all the tools at hand to make buying your first home simple and fun!

 

Step 1: Decide to Buy 

Buying a home was never as easy as 1.2.3 or ABC. Considered a major milestone in one’s life, this action can be daunting to many. Agitate: Buying a home is hard because there are so many variables and potential scenarios that one can encounter; it is honestly best to avoid any hiccups/misunderstandings that might come about when looking at property with your agent. Solution: As Canada’s most trusted broker (2016 Billboard Award recipient), we give you the tools you need to make sure your journey to a new home is as smooth and stress-free as possible, from the beginning where it all starts—your search with our amazing interactive website— to the end

 

Step 2: Hire an Agent

There are thousands of real estate agents how do you chose one that’s right for you?

You have to pick carefully. They will be acting as your representative and you will need someone to look out for your best interests. You will need someone that you can trust and someone who understands what you want.

There are a few ways to look for your perfect Realtor, such as:

  • Jot down some names and numbers that you find on “For Sale” signs
  • Ask friends and family for a recommendation
  • Visit one of the local offices in your area

They have to be a trained professional who knows your area inside out. A great agent is someone who offers you quality services to help you accomplish your goal.

Step 3: Find your Home

There are many ways of finding that dream home! First, before you go shopping you have to make sure you are also financially ready. Make sure to have a budget when you go shopping. You can use my very handy affordability calculator by clicking here.

One thing to keep in mind is your down payments. This is a percentage of the total cost of a home that you’ll need to pay. The more money you put down, the more you’ll save on monthly payments and cost of borrowing. Another important aspect is getting pre-approved for a mortgage. When the lender approves you for a mortgage, it gives you an idea of how much you can afford to buy your new house.

Keeping these things in mind, you are free to go window shopping! You can go searching for houses according to the different neighbourhood surrounding you, check newspaper listings, websites, or even drop by any open houses that are being held in your area. Looking for houses can be really fun and exciting! You can browse listings using the smart listings search on my website, here.

Step 4: Make an Offer Now

Now that you’ve found the house that you are set on, it’s time to make an offer. Not all offers are the same and here’s where your real estate agent comes in. They will help you with specific terms and conditions that will be specified in the offer like the price you want to pay, financing conditions, or other things like inclusions and exclusions.

Not only is it about the price of the house but you have to carefully look at the other details included in this sale. Appliances, chandeliers, or even minor renovations can also be part of the deal. Shorter or longer closing dates can also be specified in the offer.

If there is something in the offer that doesn’t satisfy the seller, counter offers or negotiations can also be presented to help get a price that you think is fair.

Step 5: Close the Sale

Buying a home is expensive. Agitate: Why not pay a little bit less for your dream home? Or, alternatively, why not negotiate the closing costs? Solution: Fifteen percent of the price of the house can be saved if you know what to ask for. We’ll give you the exact list of what to ask for!